Determine Eligibility
Before you apply for a VA loan, you will need to acquire a VA Certificate of Eligibility. If you are active duty military personnel or a veteran, we will be happy to send you a Certificate of Eligibility. Please Fill out our request form and we will provide you with a blank VA Form 26-1880(Request for a Certificate of Eligibility) via the postal service or email. Please do not send our form to the VA. It will be disregarded.
General Guidelines for Eligibility
A veteran is eligible for VA home loan benefits if he or she served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard after September 15, 1940, and was discharged under conditions other than dishonorable after either
- 90 days or more, any part of which occurred during wartime, or
- 181 continuous days or more (peacetime).
2 Year Requirement: A greater length of service is required for veterans who:
- enlisted (and service began) after September 7, 1980, or
- entered service as an officer after October 16, 1981.
These veterans must have completed either
- 24 continuous months of active duty, or
- the full period for which called or ordered to active duty, but not less than 90 days (any part during wartime) or 181 continuous days (peacetime).
Note: Cases involving other than honorable discharges will usually require further development by VA. This is necessary to determine if the service was under other than dishonorable conditions.
If you have additional questions about eligibility, please contact us on our Prequalification and Application hotline. |
We have found all of your personnel extremely professional and helpful. I sincerely appreciate all you do for our veterans. We would not be in our home today without you!
